CAT Finance is Caterpillar’s division which offers financial services to customers buying CAT new or Certified Used construction equipment. Regardless of the customer’s type of business, the lease conditions offered by CAT Finance for the 360-degree solutions program are preferential ones in comparison with those offered by any other financial institution. The lease period is usually 3 to 5 years and the installments can be paid off in advance. The financial services are not mandatory within the 360-degree solutions program.